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"Paid in Full" rubber stamp, representing zero cost sharing for telemedicine

Pandemic Freebies Are Ending—It’s Time for Cost Sharing for Telemedicine

During the anxiety-fraught early days of the COVID-19 pandemic, most major insurers joined the Centers for Medicare & Medicaid Services (CMS) in waiving co-pays and deductibles for telemedicine visits — cost sharing for telemedicine — in order to encourage people to remain at home, thus reducing possible exposure and transmission of COVID. The public, many of whom were new to telemedicine, readily adopted the technology in favor of convenience and safety, reduced costs, and less travel. Now, however, those halcyon days may be gone. Some major private health insurers have stated that as of Oct. 1, they are no longer paying the full costs for virtual visits that are unrelated to COVID; instead, patients are expected to pay a portion of the costs for the virtual visit, as is the norm for in-person visits. Read more

sick man on telemedicine house call with doctor

Telemedicine House Calls: Our Past Is Catching up to Our Future

After years of evolution, the health care delivery system is slowly returning to its roots: house calls. In the 1800s, ailing patients remained at home, waiting for the roaming doctor to arrive via horseback. By the mid-20th century, home visits were abandoned in favor of bringing ill patients to the doctor’s stationary office. Fast forward to the 2020s: The ubiquitous nature of technology, paired with looming physician shortages and climbing health care costs, is bringing us full circle via telemedicine house calls. Along with the highly touted benefits of in-home virtual visits, clinicians have found that this method provides information about the patient’s home environment that is often overlooked during traditional office visits. This additional insight can be a major factor in designing an appropriate treatment plan that accounts for the daily obstacles presented in the patient’s home. Read more